Real-Time Payments (RTP)

Real-time payments (RTP) are immediate, digital payment systems that allow funds to be transferred and made available to the recipient within seconds, 24/7, including weekends and holidays. From a payments perspective, RTP offers significant benefits, including faster cash flow, improved liquidity management, and enhanced customer satisfaction due to instant transaction confirmations.

RTP supports innovation by enabling seamless integrations with digital platforms and services, and its rich data capabilities enhance reconciliation and reporting processes. For businesses, RTP reduces the risk of payment delays, improves operational efficiency, and provides a competitive edge in an increasingly fast-paced economy.