Buy Now, Pay Later

Buy Now, Pay Later (BNPL) is a payment solution that allows consumers to purchase goods or services and pay for them over time, often in interest-free installments. From a payments perspective, BNPL offers several key benefits. For businesses, it drives higher conversion rates, larger basket sizes, and improved customer retention by providing greater purchasing power and flexibility to customers.

For consumers, BNPL enhances affordability and convenience, enabling them to manage cash flow without relying on traditional credit cards or loans. Additionally, its seamless integration into online and in-store checkout processes makes it a preferred payment option in the digital-first economy.